Being involved in a car accident caused by a motorcycle rider with no insurance can be stressful. You may be left coping with injuries, time missed at work, and an uncertainty about who, if anyone, can compensate you for your damages.
Fortunately, drivers may have options for financial recovery when an uninsured motorcycle rider causes their accident. It may also be possible for uninsured motorcycle riders to receive compensation for their damages when another driver was at fault for their crash.
The Fitch Law Firm, LLC, helps accident victims in either situation. A Marion uninsured motorcycle accident lawyer from our firm may be able to evaluate your options and pursue compensation on your behalf in an insurance claim or personal injury lawsuit.
To discuss your case with a member of our team in a free consultation, call the Fitch Law Firm, LLC, today at (740) 212-1686. We work on a contingency fee basis, which means you do not pay us any attorney’s fees unless we recover compensation for you in a settlement offer or court award.
You Have Legal Options Even if the Other Driver Was Uninsured
If an uninsured motorcyclist caused your car accident, you may still have options for financial recovery. These may include:
Uninsured/Underinsured Motorist Coverage
One possibility is filing a claim with your own uninsured/underinsured motorist (UIM) policy if you carry this type of insurance. Depending on the details of your policy, UIM may cover your medical bills, lost wages, and other accident-related expenses. However, there is no guarantee that your own insurance company will settle your UIM claim fairly. Our team can help you file a UIM claim with your insurer or sue them for compensation if they do not offer you a fair settlement.
A Personal Injury Lawsuit
Another option is to file a personal injury lawsuit against the uninsured motorcyclist who caused your accident. This may allow you to recover compensation for both economic and noneconomic damages.
A Liable Third Party
In some cases, a non-driver third party may have total or partial liability for a car accident. This may include negligent auto mechanics, municipalities, or vehicle component manufacturers. Our team may investigate your crash to see if any negligent third parties were involved and at fault, which may allow you to pursue compensation from them.
You May Still Be Able to Recover Compensation If You Were Uninsured
If you were driving a motorcycle without carrying insurance and another driver caused your accident, they may be held liable for your damages. Although the Ohio Bureau of Motor Vehicles indicates that you could face fees or a license suspension for driving without insurance, this does not prevent you from recovering compensation for another party’s negligent behavior on the road.
If you are in this situation, your lawyer can act as your representative and defend your rights. They may file a claim with the responsible party’s insurance company on your behalf or take them to trial in a personal injury lawsuit to fight for compensation for you.
To learn more about your options, call the Fitch Law Firm, LLC, today at (740) 212-1686. A member of our team is standing by to offer you a free consultation on your case.
Determining Liability in a Motorcycle Accident Case
Even if you are filing a UIM claim with your insurance company, you may still need to produce evidence that the other party was liable for your accident.
Liability may come down to you having to prove that another driver violated a traffic law and caused your accident. This may include actions such as:
- Disobeying traffic signals
- Illegally changing lanes or turning
- Failure to yield
- Drunk driving
You may be able to use the following evidence to support your claim:
- Videos or photos of your accident, the vehicles involved, or your injuries
- Dashcam or helmet cam footage of the accident
- The police report
- Testimony from accident reconstruction experts
- Your medical records
- Witness statements
A Marion uninsured motorcycle accident lawyer from the Fitch Law Firm, LLC, may collect evidence for your case to show as proof of the other driver’s negligence.
Recoverable Damages in a Motorcycle Accident Case
Depending on your injuries and your options for pursuing compensation, the following damages may be available in your case:
- Your current and future medical bills for accident-related injuries
- Lost wages for the time your injuries forced you to miss work
- Property damage
- Reduced earning capability
- Pain and suffering
You Must File Your Lawsuit Within the Statute of Limitations
Ohio imposes a general two-year statute of limitations, or legal time limit, on personal injury lawsuits, per the Ohio Revised Code §2305.10. Missing this deadline might have the court dismiss your case, making you unable to recover compensation for your damages via a lawsuit.
Our law firm encourages you to call us as soon as possible after your car accident so that we can discuss the deadlines that pertain to your case.
Call the Fitch Law Firm, LLC, Today
The Fitch Law Firm, LLC, understands the stress and uncertainty that might accompany an accident with an uninsured driver. When you work with a Marion uninsured motorcycle accident lawyer from our firm on your case, you can focus on your recovery while we:
- Answer your questions and offer you legal advice
- Explain your options and design a strategy for your case
- Communicate with all parties on your behalf
- Handle all legal paperwork and deadlines
- Negotiate for a settlement with the insurance companies
- File your lawsuit and represent you on trial if the insurance companies do not make you a fair settlement offer
We offer these services and more on a contingency fee basis. Our clients do not pay us any attorney’s fees unless and until they recover compensation via a settlement offer or court award.
For a free case review with a member of our team, call the Fitch Law Firm, LLC, at (740) 212-1686.