To file a car accident claim in Ohio, you must:
- Collect the contact and insurance information of the other party or parties involved in the accident
- File an accident report with law enforcement
- Gather evidence that shows the value of your medical expenses, property damage, and income loss and other damages
- Contact the other party’s insurer to file an insurance claim about the accident
You can also choose to work with a car accident attorney to help you file an insurance claim, as certain obstacles may occur if the other party contests your claim. Your lawyer can also help you prepare a lawsuit against the at-fault or liable party to pursue compensation if their insurer does not offer reasonable compensation.
What Types of Information Should I Collect Before Filing a Car Accident Claim?
Before filing a car accident claim, you should make sure to collect as much evidence and information as possible to support your statements. Examples of information or evidence to retrieve for your claim includes:
- A copy of the crash report
- The at-fault driver’s license, contact information, and auto insurance information
- Photos of the accident scene, property damage, and injuries
- Video footage that captured the accident, such as from cellphones, traffic cameras, or dashboard cameras
- Medical treatment invoices
- Receipts from mechanics estimating the cost of repair
- Salary information or a recent pay stub to prove your average weekly earnings
If you decide to work with a lawyer, they may be able to retrieve this information for you, if you were unable to collect information at the time of the accident or are currently recovering from your injuries.
How Can a Car Accident Lawyer Help With My Case?
Personal injury lawyers often handle automobile accident cases of all types, including accident cases involving:
- Passenger cars
- Construction vehicles
- Rideshare vehicles (e.g., Uber or Lyft cars)
Certain elements can complicate a car accident case, such as hit-and-run cases or cases involving an uninsured or underinsured driver, so it can be beneficial to work with an attorney who can navigate the insurance claims system for you. They know how to pursue compensation and which elements should be included in your case.
Are There Specific Duties an Attorney Will Fulfill for My Claim?
Some legal duties that your lawyer may fulfill include:
- Identifying the at-fault driver or liable party in your case and if there is more than one liable party
- Retrieving information on your behalf, such as the crash report or video footage
- Reviewing relevant insurance policies to determine how much compensation you can pursue
- Contacting the other party’s insurer and handling all communications to protect your interests
- Negotiating with the insurance adjuster to discuss settlement terms
- Advising you on when it may be appropriate to consider filing a lawsuit if negotiations are not successful
Should your insurance claim come to a standstill, your lawyer can prepare a lawsuit on your behalf and pursue compensation at trial as your legal representative.
What Damages Can Be Claimed in Car Accidents to Recover Compensation?
As an accident victim, you may pursue compensation for certain damages through a claim or a lawsuit. These damages may include:
- Medical expenses
- Property damage
- Loss of income, including future income loss
- Pain and suffering
- Reduced earning potential
- Emotional distress
- Diminished quality of life
- Permanent disability or physical disfigurement
- Loss of consortium
Specific damage limitations may apply, which your car accident attorney will discuss with you.
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You Must File Your Car Accident Claim Within Ohio’s Statute of Limitations
If you want to file a car accident lawsuit in Ohio, you must do so within your case’s filing deadline, determined by the statute of limitations. Regarding personal injury cases, Ohio Revised Code Section 2305.10 generally sets a two-year window for plaintiffs to file their lawsuits, with the filing period starting on the date of the accident that caused their injury.
If you do not file within the statutory deadline, the defendant would have grounds to request your case’s dismissal, which could bar you from pursuing compensation. Your lawyer will identify your case’s filing deadline and take appropriate actions to avoid this outcome.
Contact Our Office Today to Learn More About Filing Claims for Car Accidents
If you would like help filing your car accident claim in Ohio, you can work with a car accident lawyer from the Fitch Law Firm LLC. We handle auto accident cases of all types, whether your case involves a truck driver, bicyclist, motorcyclist, or some other vehicle. In addition, we can review all insurance policies involved and pursue compensation on your behalf.
Call (614) 545-3930 today to receive a free consultation and to get started on your case.