A Dayton Uber and Lyft rideshare accident lawyer from the Fitch Law Firm LLC can help you secure financial damages if you were hurt in an auto collision. Whether you were a rideshare passenger in a Dayton-area crash or the driver of your own vehicle, our legal team can help you understand your rights and fight for compensation.
It may be possible to achieve financial recovery by holding the rideshare driver and the ridesharing company responsible in an insurance claim or lawsuit. Your medical bills, loss of income, and other types of damages may be covered. We can go over your legal options with you today during a free case review.
Recovering Damages Via an Uber or Lyft Collision Claim
Under Ohio law, victims of car accidents can demand a fair and just payout from the negligent party who caused their collision. It may be possible to secure this compensation through an insurance claim settlement or a civil lawsuit, trial, and verdict. The damages you could recover generally fall into two categories: economic and non-economic.
Economic Damages in a Dayton Uber and Lyft Rideshare Accident
Economic damages are the financial expenses and losses experienced due to the accident. They also can cover damages that are likely to occur in the future. Such damages can include:
- Medical bills for (emergency treatment, hospital stays, surgeries, medications)
- Lost wages and work benefits
- Reduced earning ability
- Car repair or replacement
- Other property damage
Non-Economic Damages in a Dayton Uber and Lyft Accident
Non-economic damages are the intangible losses experienced by injured accident victims following a crash, such as:
- Mental anguish
- Pain and suffering
- Disability and disfigurement
- Loss of consortium
- Loss of companionship
Rideshare accidents can balloon quickly because of the medical expenses, lost wages, and property damage involved. This is why rideshare crash victims seek compensation to cover accident costs by either filing an insurance claim or filing legal action. We will review the damages in your Dayton Uber or Lyft rideshare accident and assign a value to your case. This is the figure we will seek in your compensation case.
You May Be Able to Recover Wrongful Death Damages
Wrongful death damages cover the losses of surviving family members after an accident caused their loved one’s death. If your loved one lost their life in a fatal rideshare accident, we are truly sorry for your loss. We know this is a difficult time, so we want to help you in any way we can.
We can help you seek financial awards that can ease some of the financial burden brought on by the loss of your loved one. If your family is awarded wrongful death damages, you could pay for your loved one’s:
- Final medical expenses
- Funeral and burial arrangements
- Loss of decedent’s household income
For a free legal consultation with a uber and lyft rideshare accidents lawyer serving Dayton, call 614-545-3930
Why Determining Who’s Liable in Rideshare Accidents Is Challenging
If you were injured in an accident that a rideshare driver caused, there is most likely insurance to help with your damages. However, the issue is whose insurance is going to pay for your damages.
Uber and Lyft both require drivers to have their own auto insurance. Uber and Lyft also provide third-party coverage only under certain circumstances, which may or may not apply to your situation. This is why it can be challenging to determine when a rideshare service is liable for accident damages.
Ohio Requires Rideshare Providers to Carry Insurance
Under Ohio law, transportation network companies like Uber and Lyft must provide coverage that meets the minimum auto insurance policy limits. (Ohio Revised Code § 3942.02) A rideshare service must carry:
- $50,000 in bodily injury coverage per person in any one accident
- $100,000 per collision
- $25,000 in property damage coverage
Additionally, rideshare services must carry a minimum of $1 million in total liability insurance. However, Uber and Lyft’s third-party insurance policies apply only in certain situations, such as when:
- The app is on, and the driver is waiting for a ride request.
- The app is on, and the driver is matched with a rider, who they are picking up.
- The driver has a passenger in the car.
Rideshare Companies’ Insurance Does Not Cover Drivers When the App Is Off
When the app is turned off, Uber and Lyft’s auto insurance coverage policies do not apply to any accidents a driver causes. Drivers for these companies are independent contractors, so when the Uber or Lyft app is off, this means they are off the clock, and their personal insurance applies.
However, their personal auto insurers likely won’t cover accidents these drivers get into while working for Uber or Lyft because they consider this commercial driving, which isn’t covered by personal auto insurance. This can make it difficult for you to recover any damages from your accident, whether a rideshare driver hits you while you’re in the driver’s vehicle or outside the driver’s vehicle, but this is where the Fitch Law Firm LLC can help.
Dayton Uber and Lyft Rideshare Accident Lawyer Near Me 614-545-3930
How We Can Help With Your Uber or Lyft Rideshare Claim or Lawsuit
A Dayton Uber and Lyft rideshare accident lawyer from the Fitch Law Firm LLC will fight for your financial recovery if you hire us to represent you in your auto rideshare injury crash. We will represent your interests at every point of the claims process and handle your case based on a contingency fee. You will not need to pay us anything upfront for our services, which include:
- Keeping you informed of all developments in your case
- Protecting your right to hold the at-fault parties responsible
- Investigating your accident, reviewing your evidence, and gathering more evidence
- Building a strong case, talking with witnesses, and consulting expert witnesses, such as an accident reconstructionist
- Identifying the liable parties in your accident, including any third parties or other motorists who could be responsible
- Communicating with all involved parties, including the rideshare company and insurers
- Representing you in all legal proceedings so you can focus on healing from your injuries
- Filing your claim and negotiating with the insurer
- Litigating the case and representing you at trial, if necessary
We Will Establish Negligence in Your Dayton Rideshare Accident
In addition to assigning a value to your rideshare accident case, we must prove the Uber or Lyft driver who harmed you acted negligently. We will have to prove, based on the evidence, that:
- The Uber or Lyft driver owed you a duty of care on the road.
- The driver did not uphold the duty of care to you.
- The driver’s failure to uphold this duty caused a car accident.
- The accident injured you, and you are now due compensatory damages.
The Fitch Law Firm LLC can help you assign liability and identify the policy or policies in place when your collision occurred.
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You Have a Limited Time to File Your Dayton Rideshare Lawsuit
Many rideshare claims settle outside of court and never go to trial. When we seek compensation for our clients, we typically start by filing an insurance claim and presenting evidence to support a just settlement. With a strong case, the insurer usually negotiates with us to avoid a lawsuit.
When litigation is necessary, there are time limits on how long you have to file the initial documents to begin the lawsuit. This deadline is generally two years under Ohio Revised Code § 2305.10 for a personal injury and under Ohio Revised Code § 2125.02 for wrongful death.
We encourage you to reach out to us as soon as possible. Two years can go by quickly, and if the legal filing deadlines for your Dayton Uber or Lyft rideshare case expire before you file, the court likely will dismiss your case.
Hiring Us to Represent You Requires No Upfront Fees
Our Dayton Uber and Lyft rideshare accident lawyer can start on your case right away without any cost to you. We do not require any upfront payment from you to start on your case because we work on contingency. This means we receive no money from you unless we secure compensation for you in your case.
Our payment is a percentage of your award, which we will both agree upon before our firm starts work on your case. We will address any concerns or questions you have about our payment arrangements during a free consultation.
Our Case Results Speak for Themselves
The Fitch Law Firm LLC has more than 30 years of experience representing accident victims. Some of our car accident case results include:
- $1,450,000 for a client who suffered a fractured leg and ankle
- $1,150,000 for a client who suffered a traumatic brain injury
- $600,000 for a client with a broken hip and other injuries
While there are no guarantees, our team pursues an appropriate payout for every client, just as we did for those we represented in these cases.
Frequently Asked Questions About Dayton Uber and Lyft Rideshare Accidents
The rideshare accident lawyers from the Fitch Law Firm LLC can answer all your questions regarding your specific Uber or Lyft accident, but we can also answer some general questions now to help you understand the basics of these accidents:
Should I Report the Accident to Uber or Lyft?
Yes, you should report the accident to the rideshare company. Both Uber and Lyft have dedicated channels for rideshare drivers, passengers, and third parties involved in accidents during a rideshare trip or while the driver is on the clock. Reporting the accident to the rideshare company starts the claims process, and a representative should reach out soon.
Rideshare drivers and passengers can report an accident through the app or online. Third parties must go to the Uber or Lyft website to fill out a report form. In addition, you should also call emergency services so everyone can get medical treatment if they need it, and the police can file an accident report.
What if I’m an Uber or Lyft Driver Injured in an Accident?
If you were driving for Uber or Lyft when another party caused your accident, you may also be able to file an insurance claim with your rideshare company. An Uber and Lyft rideshare accident lawyer can help you explore your options for seeking compensation.
What Causes a Rideshare Accident?
Many of the regular causes of vehicle accidents apply to rideshare accidents. Both rideshare drivers and other motorists may commit any of the following acts while on the road and cause an accident:
- Failure to yield or stop
- Failure to obey traffic laws
- Improper lane changes or turns
- Driving under the influence
However, rideshare drivers may be more likely to:
- Drive while distracted: Rideshare drivers may chat with passengers to provide a welcoming experience and increase their driver rating. Their duty to customer service can take away their focus from the road, even just for a moment.
- Drive while fatigued: Some rideshare drivers work for Uber or Lyft full time or may take trips after working their regular job. While both apps limit drivers to a certain amount of driving time per day, some rideshare drivers may continue to take trips late into the night or after working long hours to increase their earnings. This can mean driving while drowsy, which can lessen reaction times to sudden obstacles or limit a driver’s focus on the road.
Can I Sue Uber or Lyft for My Rideshare Accident?
Uber and Lyft have those $1 million insurance policies to cover rideshare passengers and third-party motorists involved in a rideshare accident. Filing an insurance claim and negotiating a settlement may be a more efficient and effective option for securing compensation.
That’s because Uber and Lyft maintain that rideshare drivers are not employees and the company is not responsible for these accidents. So, filing a lawsuit against Uber or Lyft directly may not yield results. However, if negotiations and litigation against the insurance company do not provide you the compensation you deserve, we can explore other legal options for getting justice.
Get a Free Review of Your Dayton Uber and Lyft Rideshare Accident Today
To learn more about your rights and how you may be able to secure a settlement or verdict in your case, reach out to the Fitch Law Firm LLC today. We will assess your case for free and evaluate your legal options. Contact our legal team today to get started.