Finding out that the motorcyclist who caused your accident was uninsured can add a significant amount of stress to an already difficult situation. You may have questions about your options, who will pay for your damages, and what to do next.
The Fitch Law Firm LLC can help you during this situation. A Columbus uninsured motorcycle accident lawyer from our firm can conduct a thorough examination of your case and help you fight for compensation through whatever methods are available. We can also help motorcycle accident victims who were not carrying insurance at the time of their accidents.
For immediate answers in a free case review with our car accident team, call us today. We work for a contingency fee and only charge attorney’s fees if we win your case.
How You May Receive Compensation After an Accident Caused by a Driver with No Insurance
If a motorcyclist caused your accident, and they were uninsured, there are a few options you may have to pursue compensation through:
Your Own Uninsured/Underinsured Motorist Policy
In Ohio, uninsured/underinsured motorist car insurance is optional. If you had the foresight to include this type of coverage in your insurance policy, it might help cover your medical bills, lost wages, and property damage expenses after an accident caused by an uninsured motorcyclist. The exact details of your coverage should be listed in your policy.
Recovering compensation from your uninsured/underinsured motorist coverage may require you to file an insurance claim with your insurance company. Unfortunately, your insurance company may resist paying out your uninsured/underinsured motorist claim if it investigates the accident and decides that you were at fault.
The Fitch Law Firm LLC can help you deal with your insurance company and argue, where appropriate, that the other party—not you—was to blame for the accident.
Suing the At-Fault Driver Personally
When someone chooses to break the law and drives without insurance, they personally take on all financial liability for an accident they cause. The Fitch Law Firm LLC can help you determine if filing a personal injury lawsuit against the at-fault driver is a viable strategy in your case.
Getting Compensation from Other Liable Parties
It may be worth carefully examining the circumstances of your accident to see if any other parties (besides the uninsured motorcycle operator) were at fault. If another party was partially liable for your accident, you might be able to recover a portion of your damages from them. Some other liable parties may include:
- A negligent mechanic
- A negligent road service crew
- The manufacturer of a defective automobile or motorcycle component
Every case is different, and you may have options for financial recovery other than those listed here. A representative from the Fitch Law Firm LLC would be happy to discuss your case and your legal options when you call us.
For a free legal consultation with a uninsured motorcycle accidents lawyer serving Columbus, call 614-545-3930
If You Were the One Without Insurance
The Fitch Law Firm LLC also provides services to uninsured drivers who were hurt in accidents caused by others’ negligence. Even though driving with no insurance is illegal in Ohio, this does not disqualify you from your right to claim damages in a negligence-based personal injury case.
According to the Ohio Department of Public Safety (ODPS), you may face a fine and license suspension after being cited for driving without insurance. Otherwise, your motorcycle accident claim may proceed as normal.
Columbus Uninsured Motorcycle Accident Lawyer Near Me 614-545-3930
Proving Negligence in a Motorcycle Accident Case
Whether you are filing an uninsured/underinsured motorist claim against your insurance company or a lawsuit against the responsible party, your ability to recover compensation may hinge on proving how negligence caused your accident.
Often, negligence in a motorcycle accident comes from an operator’s violation of traffic laws, such as:
- Disobeying traffic control devices
- Lane splitting
- Illegal passing, lane changes, or turns
When it comes to third-party liability, other causes behind a motorcycle accident might include:
- A vehicle safety system that a mechanic neglected to properly service
- A pothole that a municipality left in the road
- A faulty or defective component, such as tires or brake rotors, that caused a crash
A Columbus uninsured motorcycle accident lawyer from the Fitch Law Firm LLC will work to prove the responsible party’s negligence when we represent you. To do so, we can use a variety of evidence, such as:
- Footage of the accident from security cameras, traffic cameras, or dashcams
- The police report created by the responding officer
- Photos you share with us from the accident scene
- Your medical records
- Accident reconstruction experts’ opinions
Damages That May Be Available in Your Case
Depending on your injuries, what methods you have for pursuing compensation, and other factors, the recoverable damages in your case might include:
- Your past, current, and future medical bills
- Property damage costs
- The wages or salary you lost while recovering from the accident
- Pain and suffering
The Fitch Law Firm LLC will help you explore your damages and submit documentation of their value in your claim or lawsuit.
Complete a Free Case Evaluation form now
Your Time to Sue Is Limited Under Ohio Law
Ohio sets an important time limit to be aware of in your motorcycle accident case. Per Ohio Revised Code Section 2305.10, there is, in general, a two-year statute of limitations on personal injury lawsuits. In other words, you typically have only two years from the date of your accident to submit a lawsuit.
If you try to file your lawsuit after this deadline, a judge could dismiss it, leaving you unable to recover compensation for your damages.
Because of the serious consequences of missing the statute of limitations, the Fitch Law Firm LLC urges you to call us as soon as possible after your accident. With enough notice, we can make sure your case gets filed on time, and you retain your right to sue.
Columbus Uninsured Motorcycle Accident FAQs – What You Should Know
Accidents with uninsured drivers can be particularly complex. You may have several unanswered questions regarding the claims process, what to expect from your case, and more.
We have answered some of the most frequently asked questions regarding Columbus uninsured motorcycle accident claims below. If you have additional questions we did not answer on this page, be sure to reach out to our office so we can discuss your case’s details. You can also explore partnering with our team.
Will I Have to Go to Court?
Whether you have to go to court depends on your situation, including whether you can file a claim with your own insurer. Generally, we only file lawsuits if the at-fault party was uninsured or the liable insurance company refuses to offer a fair settlement.
If you have to attend court, you don’t have to worry about managing the legal process by yourself. Our lawyers will take depositions, deal with the other party’s legal team, and assert your damages’ cost. You can also expect our firm to keep you updated on the claims process.
What Are Punitive Damages?
Punitive damages are occasionally awarded in personal injury cases. Typically, these losses intend to punish the at-fault party for their negligence and compel them to pay for losses outside of the usual scope of pain and suffering.
If punitive damages are an option in your case, we will fight for what you’re owed in addition to your other accident-related losses.
Should I Accept an Offer from the Insurance Company?
Before accepting any money from the insurance company, we urge you to consult with your motorcycle accident lawyer first. Here’s why:
- The insurance company’s first offer may not account for various aspects of your case.
- You would be unable to ask for more money if you accept a settlement.
- Your lawyer may be able to negotiate a better offer if the insurance company doesn’t offer what you need.
- You might not know the severity of your condition until you reach maximum medical improvement.
Your settlement should leave you with no out-of-pocket expenses. It should fully account for your past, present, and future injury-related hardships.
What Should I Do After a Motorcycle Accident in Columbus?
After getting hurt, seeking medical attention should be your first priority. This may include visiting your family’s doctor or visiting an emergency care center. It’s also important to follow your treatment plan, as this will show the insurance company that you did everything possible to better your condition.
Then, we urge you to:
- Keep all documentation related to your case
- Refrain from giving any statements online or via a recorded statement
- Allow your legal team to handle the insurance company
- Consider your legal options
- Begin your free case review now
We also ask that you write down your version of events after getting hurt. Esven if you don’t remember some parts of the collision, getting your testimony could be crucial to your case’s outcome. You can write down these details either by hand or via a Word document.
Give the Fitch Law Firm LLC a Call Today
You are not alone after a motorcycle accident involving an uninsured driver. A Columbus uninsured motorcycle accident lawyer from the Fitch Law Firm LLC can guide you through the legal process and fight for compensation on your behalf.
To get started, call our client intake team today. During your free consultation, we can go over your accident, the deadlines in your case, and what options you may have for pursuing compensation.