Finding out that the motorcyclist who caused your accident was uninsured can add a significant amount of stress to an already difficult situation. You may have questions about your options, who will pay for your damages, and what to do next.
The Fitch Law Firm LLC can help you during this situation. A Columbus uninsured motorcycle accident lawyer from our firm can conduct a thorough examination of your case and help you fight for compensation through whatever methods are available. We can also help motorcycle accident victims who were not carrying insurance at the time of their accident.
For immediate answers in a free case review with our car accident team, call us today at (614) 545-3930. We work for a contingent fee and only charge attorney’s fees if we you win your case.
How You May Receive Compensation After an Accident Caused by a Driver with No Insurance
If a motorcyclist caused your accident and it turned out that they were uninsured, there are a few options you may have to pursue compensation:
You Own Uninsured/Underinsured Motorist Policy
In Ohio, uninsured/underinsured motorist car insurance is optional. If you had the foresight to include this type of coverage on your insurance policy, it might help cover your medical bills, lost wages, and property damage after an accident caused by an uninsured motorcyclist. The exact details of your coverage should be listed in your policy.
Recovering compensation from your uninsured/underinsured motorist coverage may require you to file an insurance claim with your insurance company. Unfortunately, your insurance company may resist paying out your uninsured/underinsured motorist claim if they investigate the accident and decide that you were at fault for it. The Fitch Law Firm LLC can help you deal with your insurance company and argue that the other party—not you—was to blame for the accident.
Suing the At-Fault Driver Personally
When someone chooses to break the law and drive without insurance, they personally take on all financial liability for an accident they cause. The Fitch Law Firm LLC can help you determine if filing a personal injury lawsuit against the at-fault driver is a viable strategy in your case.
Getting Compensation from Other Liable Parties
It may be worth carefully examining the circumstances of your accident to see if any other parties besides the uninsured motorcycle operator were at fault. If another party was partially liable for your accident, you might be able to recover a portion of your damages from them. Some common examples of third-party liability include:
- A negligent mechanic
- A negligent municipality or road service crew
- The manufacturer of a defective automobile or motorcycle component
Every case is different, and you may have options for financial recovery other than those listed here. A representative from the Fitch Law Firm LLC would be happy to discuss your case and your legal options when you call (614) 545-3930.
For a free legal consultation with a uninsured motorcycle accidents lawyer serving Columbus, call 614-545-3930
If You Were the One Without Insurance
The Fitch Law Firm LLC also provides services to uninsured drivers who were hurt in an accident caused by another party’s negligence. Even though driving with no insurance is illegal in Ohio, this does not disqualify you from your right to claim damages in a negligence-based personal injury case.
According to the Ohio Department of Public Safety (ODPS), you may face a fine and a license suspension after being cited for driving without insurance. Otherwise, your motorcycle accident claim may proceed as normal.
Columbus Uninsured Motorcycle Accident Lawyer Near Me 614-545-3930
Proving Negligent in a Motorcycle Accident Case
Whether you are filing an uninsured/underinsured motorist claim against your insurance company or a lawsuit against the responsible party, your ability to recover compensation may hinge on proving how negligence was the cause of your accident.
Often, negligence in a motorcycle accident comes from an operator’s violation of traffic law, such as:
- Disobeying traffic control devices
- Lane splitting
- Illegal passing, lane changes, or turns
When it comes to third-party liability, the negligence behind a motorcycle accident might include:
- A vehicle safety system that a mechanic neglected to properly service
- A pothole that a municipality left in the road
- A faulty or defective component, such as tires or brake rotors, that causes a crash
A Columbus uninsured motorcycle accident lawyer from the Fitch Law Firm LLC will work to prove the responsible party’s negligence when we represent you. To do so, we can use a variety of types of evidence, such as:
- Footage of the accident from security cameras, traffic cameras, or dashcams.
- The police report created by the responding officer
- Photos you share with us from the accident scene
- Your medical records
- Accident reconstruction experts’ opinions
Damages That May Be Available in Your Case
Depending on your injuries, what methods you have for pursuing compensation, and other factors, the recoverable damages in your case might include:
- Your past, current, and future medical bills
- Property damage
- The wages or salary you lost during the time when you stopped working to recover from the accident
- Pain and suffering
The Fitch Law Firm LLC will help you explore your damages and submit documentation of their value in the applicable insurance claims or lawsuits.
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The Time to Sue Is Limited
Ohio sets an important time limit to be aware of in your motorcycle accident case. Per Ohio Revised Code § 2305.10, there is a general two-year statute of limitations on personal injury lawsuits. In other words, you typically have only two years from the date of your accident to submit a lawsuit.
If you try to file your lawsuit after this deadline, a judge could dismiss it, leaving you unable to recover compensation for your damages.
Because of the serious consequences of missing the statute of limitations, the Fitch Law Firm LLC urges you to call us as soon as possible after your accident. With enough notice, we can make sure your case gets filed on time and you retain your right to sue.
Give the Fitch Law Firm LLC a Call Today
You are not alone after a motorcycle accident caused by an uninsured driver. A Columbus uninsured motorcycle accident lawyer from the Fitch Law Firm LLC can guide you through the legal process and fight for compensation on your behalf.
To get started, call our client intake team today at (614) 545-3930. During your free consultation, we can go over your accident, the deadlines in your case, and what options you may have for pursuing compensation.