For most people, insurance is a necessary evil. Health insurance, auto insurance, life insurance and homeowner’s insurance are all types of insurance we buy to protect ourselves and our families. We pay the premiums and expect the insurance companies to help us in the event of accident or theft or medical issue.
Unfortunately, getting an insurance company to pay the benefit that the policy owner has paid for isn’t always easy. Insurance companies are looking to make a profit, and they do that by paying the least amount possible in claims, even if it means aggressively finding ways to deny claims.
Did you know that you don’t have to simply accept when an insurance company refuses to pay your claim? When you go to battle with a giant insurance company over their denial of a claim, you need an experienced insurance dispute attorney on your side.
At the Fitch Law Firm, we will help you through the process of appealing your denial, and we will help you gather the documents and evidence necessary to support your claim. If you or a loved one has been the victim of denial of insurance benefits, call 855-LAW-OHIO today for a free consultation on your insurance dispute case.
Common types of denials
At the Fitch Law Firm, we’re proud of our successful track record of fighting the insurance companies and helping our clients receive the compensation they were due. You may have been denied coverage for:
- Life insurance claims
- Bodily injury claims
- Property insurance claims
- Uninsured or underinsured motorist claims
Common reasons for denials
An insurance company has many legitimate reasons why they can deny a claim, but too often, some companies will “push the envelope” and look for any small or baseless reason to deny a claim. Some common reasons include:
- Disputed facts
- Disputed coverage
- Expired policy
- Failure to notify
Every year, policy holders lose millions of dollars to insurance companies who deny legitimate claims from customers, or they wrongfully refuse to provide insurance coverage.
When an insurance company has the opportunity to settle a claim and fails to do so reasonably, this is called bad faith failure to settle claim. Some actions by insurance companies that can lead a policy holder to file a bad faith claim include:
- Wrongful denial
- Delaying investigation
- Failing to investigate
- Delaying processing or payment
- Failing to pay the full benefit
How can the Fitch Law Firm help you?
If you suspect that your insurance company has denied your coverage in bad faith, you need to discuss your case with an experienced denial of insurance benefits attorney. The Columbus, Ohio-based Fitch Law Firm has decades of experience handling these types of cases.
Call 855-LAW-OHIO today or contact us online to arrange a free consultation. Our experienced legal professionals will go over your case with you and help you determine if you have the grounds to file a bad faith insurance claim against your insurance company. We will help you get the compensation you deserve. Don’t let the insurance company take advantage of you. Contact the experienced insurance claim professionals of theFitch Law Firm.